The Truth About Uber/Lyft Accidents In Monterey And Million Dollar Settlements

Ridesharing provides a convenient and cost-effective way to get around town. However, whether you rely on it for occasional errands or as part of your daily commute, it is important to be aware of the risks. Lyft and Uber accidents in Monterey are common and happen in various ways. Find out the truth about the million-dollar insurance benefits offered to injured victims.

Increases In Uber And Lyft Accidents  

Ridesharing was originally hailed as a way to help reduce drunk driving statistics. Contacting Uber or Lyft via your cell phone offered a fast and easy alternative to getting behind the wheel and putting yourself, as well as other motorists, at risk.

However, according to an MIT Technology Review report, as the number of ridesharing drivers on the road increased over the years, so did the chances of being involved in an Uber or Lyft accident. Statistics show that these crashes claim the lives of more than 1,000 people each year while leaving thousands of other victims suffering serious personal injuries. Uber and Lyft accidents in Monterey can happen in a variety of ways:

• Motor vehicle crashes, involving other motorists or collisions with curbs, telephone poles, or other objects;
• Pedestrian accidents, which can impact innocent bystanders or people waiting for an Uber or Lyft;
• Bicycle accidents, common at night and along busy city streets;
• Uber and Lyft passenger accidents, such as when sudden stops or sharp curves cause you to be jolted or thrown from your seat.

Million Dollar Insurance Policies Offered Through Uber And Lyft

Amidst increasing concerns about public safety, both Lyft and Uber heavily promote million-dollar insurance policies designed to protect passengers in the event an accident occurs. While these can help to offset your expenses, obtaining the total amount you are entitled to in a settlement often proves challenging.

Unfortunately, the truth is that Uber and Lyft million-dollar insurance coverage only applies in certain situations. These largely depend on the driver and whether they are logged into the ridesharing system. For example:

• You are injured by an Uber or Lyft driver while they are not signed into the app: The accident is not covered by the ridesharing company.
• You are injured by a ridesharing driver who is logged in but awaiting a passenger request: Coverage is limited to up to $50,000 per person or $100,000 per accident. This is likely to barely cover medical expenses.
• You are injured during a requested ride or by a driver on their way to pick up a passenger: Full coverage kicks in but the insurer may still dispute or downplay your claim.

Injured In An Uber or Lyft Accident? Contact Our Monterey Personal Injury Lawyers

Uber and Lyft accidents are among the most complex types of claims. To get the amount you are entitled to for your injuries, get The Allen Law Firm on your side. We provide the professional legal representation you need when dealing with ridesharing companies and their attorneys. Contact our Monterey Uber accident lawyer to request a consultation today.

Sources:

technologyreview.com/2018/10/25/139300/uber-and-lyft-are-behind-a-sharp-rise-in-us-traffic-deaths/

uber.com/us/en/drive/insurance/